淑同學(xué)
2025-04-11 09:45underwriting loss ratio和loss and loss adjustment ratio是一回事嗎?協(xié)會(huì)官網(wǎng)題庫里出現(xiàn)了underwriting loss ratio這個(gè)指標(biāo)
所屬:CFA Level II > Financial Statement Analysis 視頻位置 相關(guān)試題
來源: 視頻位置 相關(guān)試題
1個(gè)回答
Simon助教
2025-04-23 09:40
該回答已被題主采納
同學(xué),上午好。不是一回事。
underwriting loss ratio=理賠/收到的保險(xiǎn)費(fèi)=losses/net premium earned,
其中l(wèi)osses=claimed paid + (ending loss reserves - beginning loss reserves)
而Loss and loss adjustment expense ratio = (Loss expense + Loss adjustment expense)/Net premiums earned
