Water
2019-06-12 09:59Consuming and saving bias這三點(diǎn):framing,self-control具體是指什么呢?
所屬:CFA Level III > Capital Market Expectations 視頻位置 相關(guān)試題
來(lái)源: 視頻位置 相關(guān)試題
1個(gè)回答
Sophie助教
2019-06-12 11:07
該回答已被題主采納
同學(xué)你好,關(guān)于儲(chǔ)蓄和消費(fèi)的bias 可以分為三種
framing 就是Decisions are affected based on the way the question is asked (framed)
比如說(shuō)年終獎(jiǎng)會(huì)覺(jué)得是意外之財(cái)所以會(huì)多花,平常工資是辛苦賺的,所以少花
Self-control bias. Lack self-discipline and favor short-term satisfaction over long-term goals.
意思就是會(huì)傾向于多消費(fèi)來(lái)實(shí)現(xiàn)短期滿足
