吳同學(xué)
2020-01-02 10:32請(qǐng)問(wèn)這道題計(jì)算過(guò)程中ADrian的life insurance怎么不算在financial capital中
所屬:CFA Level III > Private Wealth Management 視頻位置 相關(guān)試題
來(lái)源: 視頻位置 相關(guān)試題
1個(gè)回答
Chris Lan助教
2020-01-03 10:44
該回答已被題主采納
同學(xué)你好
P398對(duì)financial capital進(jìn)行了定義,另外在P405頁(yè)左右介紹了各類(lèi)的金融資產(chǎn)。里面有保險(xiǎn)的現(xiàn)金價(jià)值,但是沒(méi)有保險(xiǎn)本身。所以insurance 不算financial capital ,但cash value算的。
Financial capital includes the tangible and intangible assets (outside of human capital) owned by an individual or household. For example, a home, a car, stocks and bonds, a vested1 retirement portfolio, and money in the bank are all examples of an individual’s financial capital (or financial assets).
