米同學(xué)
2020-07-12 15:00老師關(guān)于使用pension plan去避免probate，pension plan是如何發(fā)揮作用的？希望您幫我解釋一下哈，筆記上沒有具體的解釋。
所屬：CFA Level III > Private Wealth Management 視頻位置 相關(guān)試題
來源： 視頻位置 相關(guān)試題
1個(gè)回答
Chris Lan助教
2020-07-13 09:46
該回答已被題主采納
同學(xué)你好
我查了一下原版書，書上這塊只是一筆帶過，并沒有具體說明，只有原則性的一句話。
Some individuals may wish to avoid probate. Court fees may be sizable, and the process can cause a delay in the transfer of assets to intended beneficiaries. A will can be challenged, and its contents are often a matter of public record, which may concern some wealthy families as it can cause embarrassment or divulge sensitive financial information. Moreover, many problems can arise in probate when multiple jurisdictions are involved. In some instances, probate can be avoided or its impact limited by holding assets in other forms of ownership, such as joint ownership (e.g., joint tenancy with right of survivorship), living trusts, or retirement plans. Through these structures, ownership of property is transferred to beneficiaries without the need for a will and hence the probate process can be avoided or substantially reduced.
就是這最后一句，所有權(quán)無需遺囑就轉(zhuǎn)移給受益人。
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