劉同學
2018-05-07 16:34According to the following statements about auto loan Receivable-backed securities, which statement is not correct? A A subprime loan is one granted to borrowers with higher credit quality. B The purpose of a reserve account is to provide internal credit enhancement C Overcollateralization means that the aggregate principle balance of the automobile loan contracts exceeds the principle balance of the notes. 這題c也不對吧，怎么能說貸款本金大于note的就是過度抵押呢？應該說是抵押物value大于note才對吧，a的話如果有比他層級更低的話他就是比較好的吧
所屬：CFA Level I 視頻位置 相關(guān)試題
來源： 視頻位置 相關(guān)試題
1個回答
Paul助教
2018-05-07 18:15
該回答已被題主采納
同學你好，c說的是抵押資產(chǎn)，auto-abs就是汽車抵押貸款，大于abs的面額，所以是過度抵押。
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