185****5599
2022-01-24 17:54上面寫(xiě)著期限長(zhǎng)的合適放到TEA里，講的時(shí)候說(shuō)長(zhǎng)期放到taxable里，矛盾？
所屬：CFA Level III > Private Wealth Management 視頻位置 相關(guān)試題
來(lái)源： 視頻位置 相關(guān)試題
1個(gè)回答
Chris Lan助教
2022-01-24 21:16
該回答已被題主采納
同學(xué)你好
老師這里的意思應(yīng)該是指一個(gè)長(zhǎng)期，一個(gè)短期，如果你必須taxable放一個(gè)，TEA放一個(gè)的話(huà)，你按老師的思路來(lái)，短期的放TEA，長(zhǎng)期的稅率低放taxable，大原則是怎么劃算怎么做。
另外其實(shí)放之四海都對(duì)的原則是放在TEA肯定要比放taxable賬戶(hù)要好，哪怕我就交了2塊錢(qián)的稅，那還比不少稅少拿錢(qián)。
這里你可以按講義的表述來(lái)記，這段話(huà)是原版書(shū)的原文。我?guī)湍阏洺鰜?lái)，你可以看一下。
A general rule of thumb is to put tax-efficient assets in the taxable account and tax-inefficient assets in the tax-exempt or tax-deferred account. This is only a rule of thumb, however. While it suggests that taxable bonds should be held in a tax-exempt account and that equities (given the preferential tax rate applied to capital gains) should be held in the taxable account, investors with a long investment horizon or that have higher turnover equity strategies may find that putting equities in the tax-exempt account results in better after-tax returns.
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