gannbaru
2022-08-04 11:132015真題 B老師看看我紅筆圈出來的部分對不對
所屬：CFA Level III > Private Wealth Management 視頻位置 相關(guān)試題
來源： 視頻位置 相關(guān)試題
1個回答
hongbo助教
2022-08-04 14:37
該回答已被題主采納
同學(xué)，你好，原版書第4本，第413頁說A fixed annuity locks the annuitant into a portfolio of bond-like assets at whatever rate of return exists at the time of purchase. This scenario creates some interest rate risk because the value of these underlying securities will fall if interest rates rise. If the annuitant assumes that interest rates will vary over time, he or she may be tempted to delay annuitization until interest rates rise.
所以你的說法，我認識是可以接受的，只是答案給出說法更加簡明易懂。如果考試中你按你自己的理解去寫，我認為是可以得分的。當(dāng)然如果你能記住答案里給出的更加清晰的解釋方法，那可能會更好。
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