阿同學
2022-10-28 12:25risk capacity和risk tolerance有什么區(qū)別 可以混用嗎？看有的題說的兩者是一個意思
所屬：FRM Part I > Foundations of Risk Management 視頻位置 相關(guān)試題
來源： 視頻位置 相關(guān)試題
1個回答
Lucia助教
2022-10-28 17:24
該回答已被題主采納
同學，你好，risk capacity和risk tolerance是不一樣的
risk capacity風險承受能力，這個主要是客觀的
risk tolerance風險容忍度，這個主要是主觀的，
Risk Tolerance
Personal risk tolerance is the amount of risk that an investor is comfortable taking or the degree of uncertainty that an investor is able to handle. Risk tolerance often varies with age, income, and financial goals. It can be determined by many methods, including questionnaires designed to reveal the level at which an investor can invest but still be able to sleep at night.
Risk Capacity
Risk capacity, unlike tolerance, is the amount of risk that the investor "must" take in order to reach their financial goals. The rate of return necessary to reach these goals can be estimated by examining time frames and income requirements. Then, the rate of return information can be used to help the investor decide upon the types of investments to engage in and the level of risk to take on.
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