Asher
2023-02-12 15:49Statement3為什么是正確說法？ 不是越老買年金 yield更高嗎？ 就像女人longer life expectancy就更低的yield 這個越老買 life expecta更少
所屬：CFA Level III > Private Wealth Management 視頻位置 相關(guān)試題
來源： 視頻位置 相關(guān)試題
1個回答
Johnny助教
2023-02-13 20:32
該回答已被題主采納
同學你好，certain period是保證至少會支付給你多少年的年金。教材原文如下：the inclusion of a period certain will reduce the payout, but to varying degrees, adding the 10-year period certain has a relatively small effect on the income yield for a 60-year-old male, but it has a significantly greater impact for the 90-year-old male,this difference is based on life expectancies. 越老買年金，income yield越高，但是有了period certain，年紀越大的人的income yield下降幅度更大
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