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2023-10-05 15:52On January 1st, the Smiths bought a house with a 30-year, 6.0% fixed-rate $120,000 mortgage loan; i.e., the 6.0% stated annual rate is payable (compounds) monthly. The monthly payment is $719.46. After eleven months and eleven monthly payments, on November 1st, the loan balance is $118,652.58. After one further monthly payment, at the end of December, what will be the new loan balance? 這個問題，當(dāng)pv用$118,652.58時，為什么p1,p2還用12呢？ 當(dāng)pv用了11月的余額，那么12月底相對于11月只差1個月，所以不是應(yīng)該輸入p1=1,p2=1嗎？
所屬：FRM Part I > Financial Markets and Products 視頻位置 相關(guān)試題
來源： 視頻位置 相關(guān)試題
1個回答
Adam助教
2023-10-05 18:25
該回答已被題主采納
同學(xué)你好，你的理解沒什么問題。
如果輸入PV=120000,，則P1=P2=12。
如果輸入PV=118652.58，則P1=P2=1。
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