黃同學(xué)
2024-06-20 16:41我用公式算，2800*（1.0407+1.0407^2+1.0407^3+1.0407^4）算出來12386，加上本金變成了52386，是什么導(dǎo)致我這樣的算法是錯(cuò)的呢
所屬：CFA Level I > Quantitative Methods 視頻位置 相關(guān)試題
來源： 視頻位置 相關(guān)試題
1個(gè)回答
Evian, CFA助教
2024-06-22 21:25
該回答已被題主采納
ヾ(?°?°?)??你好同學(xué)，
請(qǐng)參考以下截圖，時(shí)間軸需要注意 time時(shí)間點(diǎn)
2800*（1.0407^3+1.0407^2+1.0407^1+1.0407^0）=11,902.50
與解析一致
單選題
A client invests €40,000 in a four-year certificate of deposit (CD) that annually pays interest of 7%. The annual CD interest payments are automatically reinvested in a separate savings account at a stated annual interest rate of 4% compounded monthly. At maturity, the value of the combined asset isclosest to:
A€ 51,200.00.
B€ 51,903.24.
C€ 58,831.19.
正確答案 B
Annual payment=€40,000x7%=€2,800
1＋EAR =(1＋0.0412)12=1.04074154
EAR=4.074154%
PV=0, PMT=2,800, I/Y=4.074154, N=4, CPT FV = －11,903.24.
Total Future value=€40,000＋ €11,903.24 = €51,903.24
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