金程問(wèn)答
原版書(shū)reading32 442頁(yè)的example 12，不是很懂，請(qǐng)老師解釋一下
練習(xí)冊(cè)上冊(cè) 2014Q1 的C問(wèn)和D 問(wèn) 關(guān)于C問(wèn)： 我可以直接說(shuō)“ To retire in 4 years, they would need to increase the equity allocation in their portfolio to draw a higher return and reduce the university tuition fund”嗎？我沒(méi)有像答案這樣計(jì)算出準(zhǔn)確的數(shù)值，還有答案寫(xiě)的是減少生活開(kāi)支，那么這個(gè)給女兒的學(xué)費(fèi)算是生活開(kāi)支嗎？ 關(guān)于D問(wèn)： 計(jì)算完了realized capital gain不要繼續(xù)算unrealized capital gain嗎？total return是79800，剔除掉interest等三個(gè)應(yīng)該還剩下unrealized capital gain=7182，我求出來(lái)它的Tecg應(yīng)該是15.7%這樣，可是答案沒(méi)有算？
練習(xí)冊(cè)上冊(cè)，2017年Q4的B問(wèn)： 有兩個(gè)問(wèn)題： 1.為什么求Z的cost base 是220000-45000？ 2.題目里說(shuō)…believe will have the same expected return as stock Y是什么意思？stock Y不是虧損嗎？為什么計(jì)算Z的時(shí)候算的是收益？
課后題14.15題（附件），沒(méi)有看明白答案。為什么答案中的deferred account 的FV公式和老師PPT的deferred account 的FV公式不一樣？
老師，Mortgage financing不用減去Interest再加上Interest的稅盾效果嗎？ Sale and leaseback不用減去Rent再加上Rent的稅盾效果嗎？
百題Case4問(wèn)題4, 關(guān)于抵稅我想問(wèn)一下, 答案中是在用income tax抵capital gain tax, 能這么抵嗎?
老師您好我想問(wèn)一下, 有些題目中沒(méi)有說(shuō)讓我們必須列出幾條來(lái)進(jìn)行說(shuō)明, 但是答案中又包含了不同的原因, 且每個(gè)原因都可以獨(dú)立的作為我們做出選擇的依據(jù). 那么我們是否有必要都寫(xiě)上? 還是寫(xiě)一個(gè)就夠啦?
請(qǐng)問(wèn)第一個(gè)case的A題目，如果只寫(xiě)“l(fā)ower risk tolerance”，不寫(xiě)整句話，是否可以得分？謝謝
金程模考題目1的case3 的第一問(wèn)，問(wèn)這個(gè)人Premature death risk.，是過(guò)早死亡的風(fēng)險(xiǎn)，但是答案是of alimony payments to his spouse for maintenance, which will stop in case of his death earlier than expected.，感覺(jué)這兩者之間好像沒(méi)什么關(guān)系？請(qǐng)老師解釋下，謝謝
R32原版書(shū)23題，為什么recommendation 1不能用上一段的說(shuō)法，hc是35%equity-like，target是40%，說(shuō)明還能承擔(dān)更大風(fēng)險(xiǎn)？
原版書(shū)R29的14題，為何從TDA取出對(duì)投入的本金也要征稅？
黃色高亮這句話能解釋一下么？尤其是黑體字部分，為什么是波動(dòng)率最大？
想請(qǐng)問(wèn)recapitalization 中” From a tax perspective, the owner is taxed currently on the cash received and typically receives a tax deferral on the stock rolled over into the new entity. “ 為何 appealing to a business owner considering selling a private business in the near future and residing in a jurisdiction where tax rates are scheduled to increase.?
請(qǐng)問(wèn)關(guān)於goal based這題解答寫(xiě)得很長(zhǎng)，如果我考試的時(shí)候這樣寫(xiě)是否不行? 1. The investor allocates a large amount of his capital to assets exposing to high volatility, which might pose too much risk. 2. The amount of assets being located at each level depends on the volatility and probability of achievement of a specific goal. 3. The aspirational bucket should allocate a lower amount of the investor's capital because the asset allocated at this level indicates a lower probability of success and higher volatility. Morrison allocates 90% of his assets to the aspirational bucket, which indicates he is exposed to too much risk.
這里systematic就等于quantitive么，discretionary就等于fundamental？只是叫法不同？都可以叫？
程寶問(wèn)答
